Monthly Payments Made Simple

While patients can begin the financing process at the clinic, approvals and funding typically take at least 4 hours. We recommend patients apply in advance when possible, to allow time for review and ensure they can proceed with their appointment stress-free.

Patients receive an instant loan approval decision upon application submission. Beautifi will call the patient within 1 business hour and can be ready to fund a treatment within the same day. If the patient submits an application via the merchant led link, our customer care team will call them within 5 minutes (during business hours). Approvals may take longer if we require a co-signor or additional information.

Approvals are based on an applicant's creditworthiness, income, debt-to-income ratio, employment history, and other financial factors. Credit score and income are the two main factors in determining approvals and interest rates offered.

On average, more than 75% of patients are approved for a loan with Beautifi. The remaining 25% are referred to our sub- prime partner, Spring Financial, who will typically approve about half of the applicants.

While Beautifi has no set minimum income, patients with less than $2,500 in monthly pre-tax income will typically not qualify for a loan.

Beautifi will typically approve patients with a credit score of 525 or higher. Patients with a credit score below 600 will likely be referred to our sub-prime partner for approval